Turn Your Business Income Into Long-Term Wealth
Financial planning for Canadian entrepreneurs earning $10K+/month who want a clear strategy to reduce taxes, invest confidently, and build lasting wealth.
Certified Financial Planner | Fee-Only Advice | Serving Clients Across Canada
Turn Your Business Income Into Long-Term Wealth
Financial planning for Canadian entrepreneurs earning $10K+/month who want a clear strategy to reduce taxes, invest confidently, and build lasting wealth.
Certified Financial Planner | Fee-Only Advice | Serving Clients Across Canada
Entrepreneurs often earn great money — but don’t always have a clear plan for it.
You’re earning strong income from your business...
But you’re not sure how much you should be paying yourself, saving, or investing.
You want to be smarter about taxes...
But you know there are strategies to reduce taxes and structure your income, and you’re not sure what applies to you.
You want a clear plan for building wealth...
But you're not sure how to turn your money into long-term financial security and freedom.
Financial planning brings structure, clarity, and confidence to the wealth you're building.
Together we build a strategy to help you:
✔ Feel in control of your finances
Create a plan for how much to save, invest, and spend so your income supports both your lifestyle and long-term goals.
✔ Invest with purpose and confidence
Develop a long-term investment strategy using accounts like TFSAs, RRSPs, FHSAs, and corporate investments that align with your goals.
✔ Make smarter financial decisions as your income grows
Evaluate key decisions such as paying yourself, saving for major goals, or investing surplus income.
✔ Turn strong income into long-term wealth
Build a structured plan for financial independence, future flexibility, and lasting security.
We work alongside your accountant and other professionals to ensure your financial strategy works together seamlessly.
our approach
At De Castro Wealth Services, every financial plan begins with understanding your goals, values, and the life you want to build.
Founder Rianne de Castro, CFP®, combines over five years of professional experience with her own wealth-building journey to create financial strategies that are thoughtful, personalized, and built to last.
Rianne founded her practice to provide proactive, personalized guidance for individuals whose income and financial decisions are becoming more complex.
Her approach focuses on bringing clarity to your financial strategy, confidence to your decisions, and long-term intention to the wealth you're building.
Known for being responsive, thoughtful, and dependable, Rianne serves as a trusted partner to her clients — helping them stay focused, accountable, and aligned with their long-term goals as their lives and businesses evolve.
OUR STRATEGIC PLANNING PROCESS
STEP 1: Discover
✔ Understand your goals, values, and income
We start by clarifying what success looks like for you — your lifestyle, business, and long-term wealth objectives.
STEP 2: Strategize
✔ Create a personalized plan for your income and wealth
We design a strategy that optimizes your salary, investments, and long-term financial growth, tailored to entrepreneurs.
STEP 3: Implement & Guide
✔ Turn your plan into action with ongoing support
We coordinate with your accountant, track progress, and adapt your plan as your business and life evolve.
What Our Clients Say About Us
Karthik S.
My wife and I had an excellent experience and highly recommend their services. After each meeting, I grew more confident in their approach and expertise. Rianne was exemplary in every way—responsive, attentive, and clear. It’s rare to find a team that truly listens and guides you with such care.
Ali B.
We are blown away by Rianne’s expertise, professionalism, and care. She took the time to understand our lifestyle and retirement goals, simplified complex decisions, and gave amazing ideas to help us reach our goals earlier. We have so much trust in her and couldn’t be happier we left the bank!
Amanda F.
I’ve been a client since 2021 and the quality of service is outstanding! Rianne is professional, knowledgeable, and always quick to answer questions via email or text. She genuinely has your best interests at heart and makes everything simple and flexible, even with a busy schedule. I highly recommend her!
If this sounds like the results you want, let’s connect today.
What Entrepreneurs Ask About Working With Us
Quick answers to help you see if we’re the right fit for your wealth strategy.
I just started making serious money — do I really need a financial planner yet?
Yes! Early guidance can help you structure your income, minimize taxes, and start building wealth now, so you don’t have to play catch-up later. We create a strategy that grows with your business and your life.
I don’t have a lot of time — how involved do I need to be in the process?
You’ll need to be involved upfront to share your goals, finances, and priorities, but from there, we handle the strategy, planning, and coordination. As we work together, this becomes a true partnership — giving you clarity, confidence, and more time to focus on growing your business.